When to Drop Full Coverage Insurance on Your Older Car
If your car is more than a decade old, it may not be worth it to have car insurance that will replace the vehicle after an... Read More
Student Loans
Our guides and reviews will help you navigate and pay off your student loans.
Our guides equip you with everything you need. Whether you’re a student taking out your first loan or someone dealing with monthly loan payments, we'll help you make smarter financial choices.
The Facts About Student Loans
More and more people continue to take out loans to pay for their education and many end up struggling to pay their monthly bills. In FY 2015, the student loan default rate reached 10.8 percent. That's why we're working to provide consumers with free, high-quality resources.
Learn MoreBy the numbers
Total outstanding student loan debt
$1,500,000,000,000
Average debt per borrower
$32,731
Average monthly payment
$351
Student Loan Articles
1 in 5 Americans Have Been Hurt While Putting Up Christmas Tree, a 122% Rise From 2019 Report
75% admit to having left lights on overnight — in many cases more than once or twice — despite potential fire risks.... Read More
Deadliest States for Drivers on Thanksgiving & Christmas
ValuePenguin took a deep dive into analyzing travel and crash fatalities during peak holidays. Time of day, alcohol and speed all play... Read More
GM OnStar Insurance: Cost and How it Works
ValuePenguin found OnStar's auto and homeowners insurance to be more expensive than average, but some drivers can benefit from a discount... Read More
Fatal Drunken Driving Crashes Are a Persistent Holiday Threat
The number of these alcohol-related deaths during the holidays dropped by only 8% yearly from 2010 to... Read More
More Than 1 in 10 Americans Feel Extreme Loneliness Heading Into Winter Holidays, Primarily Driven by Pandemic Isolation
Nearly a quarter of Americans won't see loved ones during the upcoming holidays, with many citing concerns about minimizing exposure to the... Read More
More Than Half of People Weren't Able to Answer ValuePenguin's Health Insurance Questions
Only 39% claimed to have experienced confusion over using their health insurance, but many more were unable to explain the specifics of a... Read More
Car Insurance Rates by State: 2024 Comparison
Michigan has the highest average minimum coverage rate, at $154 per month, while South Dakota has the cheapest, at $29 per month. The... Read More
More Than 1 in 4 Americans Are Getting Less Sleep Amid the Coronavirus Pandemic
This Valuepenguin survey explores how consumers health habits have changed due to the COVID-19 pandemic, such as getting less sleep,... Read More
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